2025 tax deductions for investments in innovative startups with crowdfunding

Investing a large or small amount of money is always an important decision. In a complex economic environment like the current one, the options available seem to fluctuate between unattractive extremes: on the one hand, low-yield government bonds, on the other hand, the high risk associated with equity investments. And yet, there is also a growing alternative in Italy: the crowdfunding, a tool designed to bring small savers closer to the world of innovation.

The crowdfunding for innovative startups allows high-potential business projects to obtain funding directly from a variety of investors. These, in turn, have the opportunity to enter strategic sectors, such as that ofrenewable energy, even with limited capital. In return, they receive potential economic returns and can benefit from important tax deductions.

What is crowdfunding and how does it work

The crowdfunding is a form of collective financing based on regulated online platforms. Startups publish an investment proposal and users can decide to participate by paying a sum, receiving in exchange for shares (equity), future interest or other benefits depending on the type of campaign.

In the case ofEquity crowdfunding, the investor becomes a member of the startup and can benefit from its growth, also in terms of dividends or revaluation of the share.

In Italy, the sector is regulated by CONSOB And from Ministry of Business and Made in Italy (MIMIT), which guarantee transparency and traceability in operations.

Innovative startups and tax incentives: how the deduction works

One of the main advantages of investing in innovative startups through crowdfunding is represented by tax benefits provided for by Italian law.

For individuals:

• Personal income tax deduction equal to 30% of the capital invested;
• Maximum eligible investment: 1 million euros per year;
• Obligation to keep the investment for at least 3 years.

For businesses:

• IRES deduction equal to 30% of the capital invested;
• Annual deductible limit: 1.8 million euros;
• Obligation to maintain participation for 36 months.

It is essential that the investment is allocated to Capital increase and that the startup is regularly registered in the special section of the Register of Companies dedicated to innovative startups.

A practical example

Who invests 10,000 euros In a startup like GridShare you will be able to deduct 3,000 euros from personal income tax, provided that all legal criteria are met. This advantage, combined with potential returns, makes the investment decidedly competitive compared to other, more traditional instruments.

The GridShare project: a shared solar field

The GridShare project in Augusta is a concrete example of how crowdfunding can combine innovation, environmental sustainability and economic returns. This is a photovoltaic system already built, connected to the electricity grid and operational.

According to estimates provided by the company, the investment may generate a Average annual return of 9% over a thirty-year horizon. A result made possible both by the efficiency of the plant and by the tax benefits described above.

The investor's cash flow is generated through two channels:

• Dividends distributed annually, subject to ordinary taxation;
• Capital returns, which make it possible to reduce the tax impact.

However, it should be emphasized that only sums intended for capital increase benefit from the 30% deduction. A part of the investment, used for the establishment of reserves or for other purposes, is not included in the concessions.

Crowdfunding and photovoltaic: the accessible revolution

Not everyone can install a photovoltaic system on their roof. Lack of space, technical or economic constraints, or the absence of a favorable condominium context, can make it impossible to self-produce solar energy.

That's why initiatives like GridShare represent a real opportunity. Through equity crowdfunding, even with a minimum investment of 500 euros, it is possible to participate in the production of renewable energy and share the revenues generated.

This is an innovative model of virtual photovoltaic, where the investor does not physically own a plant, but participates in the profits deriving from the sale of the energy produced, obtaining an economic return and contributing to energy transition of the country.

Conclusion: investing in a sustainable and informed way

The crowdfunding for innovative startups is establishing itself as a democratic and transparent tool for financing the growth of companies with a high social, environmental and economic impact. The tax advantages, combined with the potential for return, make this type of investment particularly attractive in an uncertain economic environment.

Projects like GridShare demonstrate that it is possible to combine sustainability and profitability. The investor can not only obtain a financial return, but he actively participates in a fairer and more environmentally friendly economic model.

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Note: It is important to note that information related to tax deductions is subject to legislative changes. We recommend that you consult official sources or a tax advisor for up-to-date and detailed information.